/* Hempstead Water Damage Restoration: "Colonnade" (limestone, lake green, harbor ink, brick accents) */
@font-face{font-family:"Karla";src:url(../fonts/karla.woff2?v=b7c8f0b9) format("woff2");font-weight:400 800;font-style:normal;font-display:swap}
@font-face{font-family:"Fraunces";src:url(../fonts/fraunces.woff2?v=eb248676) format("woff2");font-weight:400 600;font-style:normal;font-display:swap}

:root{
  --stone:#e9e3d6;--stone-2:#f4f0e8;--lake:#2f5f4f;--lake-dk:#244a3d;--ink:#1d2b3a;--ink-2:#3a4652;
  --brick:#c0602f;--brick-dk:#a14c1f;--white:#ffffff;--line:#d6cdb9;
  --head:"Karla",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;
  --body:"Fraunces",Georgia,"Times New Roman",serif;
  --r:10px;--shadow:0 10px 30px rgba(29,43,58,.12)
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--white);color:var(--ink);font-family:var(--body);font-size:18px;line-height:1.7;overflow-wrap:break-word}
img{max-width:100%;height:auto;display:block}
a{color:var(--lake);text-decoration:underline;text-underline-offset:3px}
a:hover{color:var(--lake-dk)}
h1,h2,h3{font-family:var(--head);color:var(--ink);line-height:1.18;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.2vw,3.1rem);font-weight:800}
h2{font-size:clamp(1.55rem,2.8vw,2.2rem);font-weight:800}
h3{font-size:1.14rem;font-weight:700}
p{margin:0 0 1em;max-width:66ch}
ul,ol{margin:0 0 1em}
.wrap{width:100%;max-width:1200px;margin:0 auto;padding-inline:20px}
.narrow{max-width:820px}
.skip-link{position:absolute;left:-9999px;top:8px;background:var(--white);color:var(--ink);padding:8px 14px;z-index:200}
.skip-link:focus{left:8px}
svg{flex:0 0 auto}
.btn svg,a[href^="tel:"] svg{width:1.1em;height:1.1em;flex:0 0 auto}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:100;background:var(--ink);border-bottom:4px solid var(--brick)}
.topbar{display:flex;align-items:center;gap:22px;min-height:76px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--white);min-width:0;flex:0 1 auto}
.brand__mark{width:46px;height:46px;flex:0 0 46px}
.brand__text{display:flex;flex-direction:column;min-width:0}
.brand__name{font-family:var(--head);font-weight:800;font-size:1.02rem;line-height:1.2;color:var(--white);white-space:nowrap}
.brand__tag{font-family:var(--head);font-size:.82rem;color:var(--stone);white-space:nowrap}
.nav{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav>a,.drop>a{font-family:var(--head);font-weight:700;font-size:.95rem;color:var(--stone-2);text-decoration:none;padding:26px 10px;white-space:nowrap;display:block}
.nav>a:hover,.drop>a:hover,.drop.is-open>a{color:var(--white);text-decoration:underline}
.drop{position:relative}
.drop>a::after{content:"";display:inline-block;width:7px;height:7px;margin-left:7px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:translateY(-3px) rotate(45deg)}
.drop__menu{display:none;position:absolute;top:100%;left:0;min-width:300px;background:var(--white);border-top:4px solid var(--brick);border-radius:0 0 var(--r) var(--r);box-shadow:var(--shadow);padding:8px 0;max-height:min(72vh,560px);overflow-y:auto;overscroll-behavior:contain;z-index:120}
.drop:hover .drop__menu,.drop:focus-within .drop__menu,.drop.is-open .drop__menu{display:flex;flex-direction:column}
.drop__menu a{font-family:var(--head);font-size:.95rem;color:var(--ink);text-decoration:none;padding:9px 18px;line-height:1.35}
.drop__menu a:hover{background:var(--stone-2);color:var(--lake-dk)}
.menu-close{display:none}
.top-cta{display:flex;align-items:center;gap:10px;flex:0 0 auto}
.top-phone{display:inline-flex;align-items:center;gap:8px;background:var(--brick-dk);color:var(--white);font-family:var(--head);font-weight:800;font-size:1.02rem;padding:11px 18px;border-radius:999px;text-decoration:none;white-space:nowrap}
.top-phone:hover{background:#8a3f18;color:var(--white)}
.nav-toggle{display:none;width:46px;height:46px;border:2px solid var(--stone);background:transparent;border-radius:8px;cursor:pointer;flex-direction:column;justify-content:center;align-items:center;gap:5px;padding:0}
.nav-toggle span{display:block;width:22px;height:2px;background:var(--white)}

@media (max-width:1180px){
  .nav{display:none}
  .nav-toggle{display:inline-flex}
  .top-cta{margin-left:auto}
  body.is-menu{overflow:hidden}
  body.is-menu .nav{display:flex;position:fixed;inset:0;z-index:300;background:var(--ink);flex-direction:column;align-items:stretch;gap:0;padding:72px 20px 40px;overflow-y:auto;margin:0}
  body.is-menu .nav>a,body.is-menu .drop>a{padding:15px 4px;font-size:1.12rem;border-bottom:1px solid #34465a;color:var(--white)}
  body.is-menu .drop__menu{position:static;box-shadow:none;border:0;border-radius:0;background:#26384b;max-height:none;min-width:0;padding:4px 0 10px}
  body.is-menu .drop__menu a{color:var(--stone-2);padding:11px 16px;font-size:1rem}
  body.is-menu .drop:hover .drop__menu{display:none}
  body.is-menu .drop.is-open .drop__menu{display:flex}
  body.is-menu .menu-close{display:inline-flex;position:fixed;top:14px;right:16px;width:48px;height:48px;align-items:center;justify-content:center;background:var(--white);border:0;border-radius:50%;cursor:pointer;z-index:310}
  .menu-close svg{width:24px;height:24px;stroke:var(--ink);stroke-width:2.6;fill:none;stroke-linecap:round}
}
@media (max-width:560px){
  .topbar{gap:10px;min-height:66px}
  .brand__mark{width:38px;height:38px;flex-basis:38px}
  .brand__name{font-size:.86rem;white-space:normal}
  .brand__tag{display:none}
  .top-phone{padding:10px 12px;font-size:.9rem}
  .top-phone span{display:none}
  .top-phone svg{width:1.3em;height:1.3em}
}

/* ---------- buttons, chips, eyebrows ---------- */
.btn{display:inline-flex;align-items:center;gap:12px;text-decoration:none;font-family:var(--head);border-radius:999px;max-width:100%}
.btn--call{background:var(--brick-dk);color:var(--white);padding:12px 24px 12px 18px;box-shadow:0 6px 16px rgba(161,76,31,.28)}
.btn--call:hover{background:#8a3f18;color:var(--white)}
.btn--lg{padding:15px 30px 15px 22px}
.btn--lg svg{width:1.5em;height:1.5em}
.btn__stack{display:flex;flex-direction:column;line-height:1.2;min-width:0}
.btn__num{font-weight:800;font-size:1.25rem;letter-spacing:.01em}
.btn__sub{font-weight:600;font-size:.88rem;color:#fbeee6}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-family:var(--head);font-weight:800;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--lake-dk);margin-bottom:12px}
.eyebrow::before{content:"";width:26px;height:3px;background:var(--brick);flex:0 0 auto}
.eyebrow--light{color:var(--stone)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:20px 0 0}
.chip{display:inline-flex;align-items:center;gap:7px;background:var(--white);color:var(--ink);border:1px solid var(--line);border-radius:6px;font-family:var(--head);font-weight:700;font-size:.86rem;padding:7px 12px}
.chip svg{width:16px;height:16px;color:var(--lake)}
.chip--light{border-color:var(--white)}

/* ---------- colonnade divider ---------- */
.colonnade{line-height:0;overflow:hidden}
.colonnade svg{display:block;width:100%;height:48px}

/* ---------- hero ---------- */
.hero{background:var(--stone);padding:54px 0 40px}
.hero__grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:52px;align-items:center}
.hero__grid--solo{grid-template-columns:minmax(0,1fr)}
.hero__grid--solo .hero__copy{max-width:860px}
.hero__copy{order:0;min-width:0}
.hero__media{order:1;min-width:0}
.hero__lead{font-size:1.14rem;color:var(--ink);margin-bottom:24px}
.hero__note{font-size:1rem;color:var(--ink);margin:18px 0 0}
.arch{margin:0;border-radius:999px 999px 12px 12px / 240px 240px 12px 12px;overflow:hidden;border:6px solid var(--white);box-shadow:var(--shadow);background:var(--white)}
.arch img{width:100%;aspect-ratio:4/3;object-fit:cover}
.arch--sm{border-radius:999px 999px 12px 12px / 180px 180px 12px 12px}
.plaque-tag{margin:14px auto 0;max-width:420px;background:var(--ink);color:var(--stone-2);font-family:var(--head);font-size:1rem;line-height:1.45;padding:12px 16px;border-radius:8px;border-left:5px solid var(--brick);text-align:left}
.plaque-tag b{color:var(--white);margin-right:6px}
.hero--legal{padding:44px 0 34px}
.hero--legal p{color:var(--ink-2)}
.crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:6px;font-family:var(--head);font-size:.88rem;color:var(--ink-2);margin-bottom:16px}
.crumbs a{color:var(--lake-dk)}
.crumbs svg{width:13px;height:13px}

/* ---------- sections ---------- */
.section{padding:72px 0}
.section--flush{padding:0 0 56px}
.band--stone{background:var(--stone)}
.band--stone2{background:var(--stone-2)}
.band--ink{background:var(--ink);color:var(--stone-2)}
.band--ink h2,.band--ink h3,.band--lake h2,.band--lake h3{color:var(--white)}
.band--lake{background:var(--lake);color:#f4f0e8}
.band--lake a,.band--ink a{color:var(--white)}
.sec-head{margin-bottom:34px;max-width:780px}
.sec-head p{color:var(--ink-2)}
.sec-head--center{text-align:center;margin-inline:auto}
.sec-head--center p{margin-inline:auto}
.sec-head--center .eyebrow{justify-content:center}
.sec-head--light p{color:#ece6da}

/* why + pillars */
.why{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,1.2fr);gap:52px;align-items:center;margin-bottom:44px}
.why__img{max-width:440px}
.pillars{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.pillars--3{grid-template-columns:repeat(3,minmax(0,1fr))}
.pillar{background:var(--stone-2);border-top:6px solid var(--brick);border-radius:4px 4px var(--r) var(--r);padding:24px 22px 18px;min-width:0}
.band--stone .pillar{background:var(--white)}
.pillar p{font-size:1rem;margin-bottom:.6em}
.numeral{display:block;font-family:var(--head);font-weight:800;font-size:1.7rem;line-height:1;color:var(--brick-dk);margin-bottom:12px;letter-spacing:.04em}

/* services */
.svc-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}
.svc-card{display:flex;flex-direction:column;background:var(--white);border-radius:var(--r);overflow:hidden;text-decoration:none;color:var(--ink);box-shadow:0 2px 0 var(--line);transition:transform .15s ease,box-shadow .15s ease;min-width:0}
.svc-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);color:var(--ink)}
.svc-card__img{display:block;padding:12px 12px 0}
.svc-card__img img{width:100%;height:190px;object-fit:cover;border-radius:120px 120px 6px 6px / 70px 70px 6px 6px}
.svc-card__body{display:flex;flex-direction:column;padding:16px 20px 20px;flex:1}
.svc-card__body p{font-size:1rem;color:var(--ink-2);flex:1}
.svc-card__go{display:inline-flex;align-items:center;gap:6px;font-family:var(--head);font-weight:800;font-size:.9rem;color:var(--lake-dk)}
.svc-card__go svg{width:16px;height:16px}

/* categories */
.cats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.cat{background:var(--white);border:1px solid var(--line);border-top:8px solid var(--lake);border-radius:4px 4px var(--r) var(--r);padding:24px 22px;min-width:0}
.cat--2{border-top-color:var(--brick-dk)}
.cat--3{border-top-color:var(--ink)}
.cat p{font-size:1rem;color:var(--ink-2)}
.cat a{display:inline-flex;align-items:center;gap:6px;font-family:var(--head);font-weight:800}
.cat a svg{width:16px;height:16px}

/* first steps frieze */
.frieze{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:0;border-top:2px solid #3b4f63}
.frieze li{padding:24px 18px 10px;border-right:1px solid #3b4f63;min-width:0}
.frieze li:last-child{border-right:0}
.frieze .numeral{color:var(--stone)}
.frieze p{font-size:1rem;color:#e4ddcf}

/* cost ledger */
.answer{font-size:1.14rem;font-weight:600;max-width:72ch;border-left:5px solid var(--lake);padding-left:16px}
.ledger{width:100%;border-collapse:collapse;margin:24px 0 18px;font-size:1rem;background:var(--white);border-radius:var(--r);overflow:hidden;box-shadow:0 1px 0 var(--line)}
.ledger th,.ledger td{text-align:left;padding:16px 18px;vertical-align:top;border-bottom:1px solid var(--line)}
.ledger thead th{background:var(--ink);color:var(--white);font-family:var(--head);font-size:.86rem;letter-spacing:.08em;text-transform:uppercase}
.ledger tbody th{font-family:var(--head);font-weight:800;width:32%}
.ledger tbody tr:nth-child(even){background:var(--stone-2)}
.ledger__amt{font-family:var(--head);font-weight:800;font-size:1.12rem;color:var(--brick-dk);white-space:nowrap}
.ledger ul{margin:0;padding-left:18px}
.cost-note{font-size:1rem;color:var(--ink-2)}

/* standard (lake band) */
.std{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:56px;align-items:start}
.flow{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.flow li{display:grid;grid-template-columns:56px minmax(0,1fr);gap:14px;background:var(--lake-dk);border-radius:var(--r);padding:18px}
.flow .numeral{color:var(--stone);margin:0;text-align:center;border-right:2px solid #c9a98f;padding-right:10px}
.flow p{font-size:1rem;margin:0;color:#ece6da}

/* insurance */
.claim{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,.75fr);gap:28px;align-items:start}
.claim__doc{background:var(--white);border:1px solid var(--line);border-left:10px solid var(--ink);border-radius:var(--r);padding:26px 24px}
.claim__self{background:var(--stone);border-radius:var(--r);padding:26px 24px}
.claim__self p{font-size:1rem}
.checklist{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.checklist li{display:flex;gap:12px;align-items:flex-start;font-size:1rem}
.checklist svg{width:22px;height:22px;color:var(--lake);margin-top:3px}

/* gallery mosaic */
.mosaic{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}
.mosaic figure{margin:0;border-radius:var(--r);overflow:hidden;min-width:0;height:260px}
.mosaic figure.mosaic__wide{grid-column:span 2}
.mosaic img{width:100%;height:100%;object-fit:cover}

/* coverage */
.cov{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:34px;align-items:start}
.cov__map{margin:0;border-radius:var(--r);overflow:hidden;background:var(--white);border:1px solid var(--line)}
.cov__map figcaption,.cov-pair__map figcaption{display:flex;align-items:center;gap:6px;font-family:var(--head);font-size:.9rem;padding:10px 14px;color:var(--ink-2);background:var(--white)}
.cov__map svg,.cov-pair__map svg{width:16px;height:16px;color:var(--brick-dk)}
.cov-lists h2{font-size:1.4rem}
.cov-lists h3{margin-top:18px}
.chipset{display:flex;flex-wrap:wrap;gap:8px}
.tag{display:inline-block;background:var(--white);border:1px solid var(--line);border-radius:999px;padding:5px 13px;font-family:var(--head);font-size:.9rem;color:var(--ink);text-decoration:none}
a.tag{color:var(--lake-dk);text-decoration:underline}
.tag--zip{background:var(--ink);color:var(--white);border-color:var(--ink);font-weight:800}
.reach{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:28px;align-items:center;margin-top:30px;background:var(--white);border-radius:var(--r);padding:26px 28px;border-left:6px solid var(--lake)}
.reach p{font-size:1rem}
.reach__email{overflow-wrap:anywhere;color:var(--ink-2)}
.gsearch{display:inline-flex;align-items:center;gap:7px;font-family:var(--head);font-weight:700}
.gsearch svg{width:16px;height:16px}
.gsearch--light{color:var(--white)}

/* local risk */
.risk{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:40px;align-items:start}
.risk__event{background:var(--lake-dk);border-radius:var(--r);overflow:hidden}
.risk__event img{width:100%;height:260px;object-fit:cover}
.risk__event p{padding:16px 20px 6px;font-size:1rem;color:#ece6da;margin:0 0 10px}
.risk__event b{color:var(--white)}
.risk__list{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.risk__list li{background:#28544a;border-left:5px solid #d9b394;border-radius:6px;padding:12px 16px;font-size:1rem;color:#f4f0e8}
.risk__list b{color:var(--white);font-family:var(--head)}

/* faq */
.faq-bar{display:flex;align-items:center;justify-content:space-between;gap:20px;background:var(--stone-2);border:1px solid var(--line);border-radius:var(--r);padding:18px 22px;margin:0 auto 26px;max-width:1000px}
.faq-bar p{margin:0;font-size:1rem}
.faq-bar__h{font-family:var(--head);font-weight:800;font-size:1.1rem!important}
.qa-grid{columns:2;column-gap:14px;max-width:1000px;margin:0 auto}
.qa{background:var(--white);border:1px solid var(--line);border-radius:var(--r);break-inside:avoid;margin-bottom:14px}
.qa summary{cursor:pointer;list-style:none;font-family:var(--head);font-weight:800;font-size:1.04rem;padding:16px 46px 16px 18px;position:relative;line-height:1.35}
.qa summary::-webkit-details-marker{display:none}
.qa summary::after{content:"+";position:absolute;right:16px;top:12px;font-size:1.5rem;color:var(--brick-dk);font-weight:800}
.qa[open] summary::after{content:"\2212"}
.qa[open]{border-color:var(--lake)}
.qa__a{padding:0 18px 6px}
.qa__a p{font-size:1rem}

/* closer */
.closer{background:var(--ink);color:var(--stone-2);padding:58px 0 70px;text-align:center}
.closer h2{color:var(--white)}
.closer__inner{display:flex;flex-direction:column;align-items:center}
.closer__inner .eyebrow{justify-content:center}
.closer__inner p{margin-inline:auto}
.closer__meta{margin-top:20px;font-family:var(--head);font-size:1rem;color:var(--stone)}
.closer__meta a{color:var(--white)}

/* ---------- service page ---------- */
.now{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:48px;align-items:start}
.ataglance{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.ataglance__item{background:var(--stone-2);border-top:5px solid var(--lake);border-radius:4px 4px 8px 8px;padding:16px;min-width:0}
.ataglance__k{display:block;font-family:var(--head);font-size:.78rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-2)}
.ataglance__v{display:block;font-family:var(--head);font-weight:800;font-size:1.06rem;color:var(--ink);margin-top:4px}
.numsteps{margin:0;padding-left:0;list-style:none;counter-reset:s;display:grid;gap:12px}
.numsteps li{counter-increment:s;position:relative;padding:14px 16px 4px 62px;background:var(--white);border:1px solid var(--line);border-radius:var(--r)}
.numsteps li::before{content:counter(s);position:absolute;left:14px;top:14px;width:34px;height:34px;border-radius:50%;background:var(--ink);color:var(--white);font-family:var(--head);font-weight:800;display:flex;align-items:center;justify-content:center}
.numsteps p{font-size:1rem;margin-bottom:.6em}
.pull{border-left:6px solid var(--lake);padding:6px 0 6px 26px;max-width:820px;margin-inline:auto}
.pull p{font-size:1.24rem;line-height:1.6;color:var(--ink)}
.plaques{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;max-width:980px;margin-inline:auto}
.plaque{background:var(--white);border:2px solid var(--ink);border-radius:var(--r);padding:22px 24px 12px;min-width:0}
.plaque p{font-size:1rem}
.prose h2{margin-top:1.4em}
.prose ul{padding-left:22px}
.prose li{margin-bottom:.35em}
.ed-sec:first-child h2{margin-top:0}
.call-strip{display:flex;align-items:center;justify-content:space-between;gap:18px;background:var(--ink);color:var(--white);border-radius:var(--r);padding:18px 22px;margin:28px 0}
.call-strip p{margin:0;font-family:var(--head);font-weight:700;color:var(--white)}
.cov-pair{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:36px;align-items:center}
.cov-pair__map{margin:0;border-radius:var(--r);overflow:hidden;border:1px solid var(--line);background:var(--white)}
.cov-pair__note p{font-size:1rem}
.rel-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.rel-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}
.rel-card{display:flex;align-items:center;gap:14px;background:var(--white);border:1px solid var(--line);border-radius:var(--r);padding:12px 16px 12px 12px;text-decoration:none;color:var(--ink);font-family:var(--head);font-weight:800;min-width:0}
.rel-card img{width:96px;height:68px;object-fit:cover;border-radius:40px 40px 4px 4px / 24px 24px 4px 4px;flex:0 0 96px}
.rel-card span{flex:1;min-width:0}
.rel-card svg{width:18px;height:18px;color:var(--brick-dk)}
.rel-card:hover{border-color:var(--lake);color:var(--lake-dk)}
.rel-card--plain{font-weight:700;color:var(--ink-2)}

/* ---------- tools ---------- */
.tool{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:32px;align-items:start}
.tool__form{display:grid;gap:16px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field label,.checks__h{font-family:var(--head);font-weight:800;font-size:1rem}
.field select{font:inherit;font-size:1rem;padding:12px;border:2px solid var(--line);border-radius:8px;background:var(--white);color:var(--ink);max-width:100%}
.checks label{display:flex;gap:10px;align-items:flex-start;font-family:var(--body);font-weight:400;font-size:1rem;padding:8px 0;border-bottom:1px solid var(--stone)}
.checks input{width:20px;height:20px;margin-top:4px;flex:0 0 auto;accent-color:var(--lake)}
.tool__out{background:var(--stone);border-radius:var(--r);padding:26px;border-top:6px solid var(--brick)}
.tool__out h2{font-size:1.4rem}
.tool__result{font-family:var(--head);font-weight:800;font-size:2.1rem;color:var(--ink);margin:6px 0 10px}
.tool__note{font-size:1rem;color:var(--ink-2)}

/* ---------- about/service area/legal/sitemap ---------- */
.area-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.area-card{background:var(--white);border-left:6px solid var(--lake);border-radius:var(--r);padding:20px 22px}
.area-card p{font-size:1rem;margin:0}
.legal h2{font-size:1.35rem;margin-top:1.4em}
.sitemap-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:30px}
.sitemap-cols h2{font-size:1.2rem}
.sitemap-cols ul{padding-left:18px}
.sitemap-cols li{font-size:1rem;margin-bottom:.4em}
.foot-email{overflow-wrap:anywhere}

/* ---------- blog ---------- */
.post-wrap{max-width:820px}
.post-meta{font-family:var(--head);font-size:1rem;color:var(--ink-2)}
.post-list{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.post-card{background:var(--white);border:1px solid var(--line);border-left:6px solid var(--lake);border-radius:var(--r);padding:20px 22px}
.post-card h2{font-size:1.3rem}
.post-card p{font-size:1rem}
.article{font-size:1.08rem}
.art-fig{margin:0 0 24px;border-radius:var(--r);overflow:hidden}
.art-fig img{width:100%;aspect-ratio:17/10;object-fit:cover}
.art-lede{font-size:1.2rem;line-height:1.6}
.takeaways{background:var(--stone-2);border-top:6px solid var(--brick);border-radius:var(--r);padding:22px 24px;margin:24px 0}
.takeaways h2{font-size:1.25rem}
.takeaways ul{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.takeaways li{display:flex;gap:10px;font-size:1rem}
.takeaways svg{width:20px;height:20px;color:var(--lake);margin-top:4px}
.toc{border:1px solid var(--line);border-radius:var(--r);padding:18px 22px;margin:0 0 26px}
.toc__h{font-family:var(--head);font-weight:800;margin-bottom:6px}
.toc ol{margin:0;padding-left:20px}
.toc li{font-size:1rem}
.art-sec{margin-bottom:28px}
.art-sec h2{font-size:1.5rem;margin-top:1.2em}
.art-list{padding-left:22px}
.art-call{display:flex;align-items:center;justify-content:space-between;gap:20px;background:var(--ink);border-radius:var(--r);padding:22px;margin:28px 0;color:var(--stone-2)}
.art-call p{margin:0;font-size:1rem;color:#ece6da}
.art-call__h{font-family:var(--head);font-weight:800;color:var(--white)!important;font-size:1.1rem!important;margin-bottom:6px!important}
.related-pages{margin-top:34px}
.related-pages h2{font-size:1.3rem}

/* ---------- footer ---------- */
.map-strip{line-height:0;border-top:6px solid var(--stone)}
.site-footer{background:var(--ink);color:#e4ddcf;padding:56px 0 110px;font-size:1rem}
.site-footer h3{color:var(--white);font-size:1rem;letter-spacing:.08em;text-transform:uppercase}
.site-footer a{color:var(--stone)}
.site-footer a:hover{color:var(--white)}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.6fr) repeat(3,minmax(0,1fr));gap:34px}
.foot-name{display:block;font-family:var(--head);font-weight:800;font-size:1.2rem;color:var(--white);margin-bottom:10px}
.foot-brand p{font-size:1rem}
.foot-list{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.foot-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;border-top:1px solid #3b4f63;margin-top:36px;padding-top:20px;font-family:var(--head);font-size:.9rem;color:var(--stone)}
.callbar{display:none}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .hero__grid,.why,.std,.claim,.cov,.risk,.now,.tool,.cov-pair{grid-template-columns:minmax(0,1fr);gap:30px}
  .hero__media{max-width:560px}
  .pillars{grid-template-columns:repeat(2,minmax(0,1fr))}
  .svc-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .frieze{grid-template-columns:repeat(2,minmax(0,1fr))}
  .frieze li{border-bottom:1px solid #3b4f63}
  .foot-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .sitemap-cols{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rel-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:760px){
  body{font-size:17px}
  .section{padding:52px 0}
  .hero{padding:34px 0 30px}
  .wrap{padding-inline:16px}
  .qa-grid{columns:1}
  .pillars,.pillars--3,.svc-grid,.cats,.frieze,.plaques,.area-grid,.rel-grid,.rel-grid--2,.sitemap-cols,.mosaic{grid-template-columns:minmax(0,1fr)}
  .frieze li{border-right:0}
  .mosaic figure,.mosaic figure.mosaic__wide{grid-column:auto;height:220px}
  .reach,.faq-bar,.call-strip,.art-call{grid-template-columns:minmax(0,1fr);flex-direction:column;align-items:flex-start}
  .ledger thead{display:none}
  .ledger,.ledger tbody,.ledger tr,.ledger th,.ledger td{display:block;width:100%}
  .ledger tr{border-bottom:2px solid var(--line)}
  .ledger th,.ledger td{border:0;padding:8px 16px}
  .ledger tbody th{width:100%;padding-top:16px}
  .foot-grid{grid-template-columns:minmax(0,1fr)}
  .btn--lg{padding:13px 22px 13px 16px}
  .btn__num{font-size:1.15rem}
  .callbar{display:block;position:fixed;left:0;right:0;bottom:0;z-index:90;background:var(--brick-dk);box-shadow:0 -4px 14px rgba(0,0,0,.2)}
  .callbar a{display:flex;align-items:center;justify-content:center;gap:10px;color:var(--white);font-family:var(--head);font-weight:800;font-size:1.08rem;padding:15px 12px;text-decoration:none}
  .svc-card__img img{height:180px}
}
.hero--svc,.hero--page{padding-bottom:34px}
.hero-img{width:100%}
.now__facts,.now__steps,.why__body{min-width:0}
.cat--1{border-top-color:var(--lake)}

/* 2026-10-05: inline links on the dark closing band (md-link fix) */
.closer p a{color:#fff;text-decoration:underline;text-underline-offset:3px}